Welcome

  As a California Department of Real Estate Licensed Broker and a Licensed Mortgage Loan Originator by the State of California. Guy belongs to a select group of real estate professionals approved by the California Real Estate Commissioner to perform a special dual service of real estate brokerage and financing in all areas of the real estate industry. Since 1985, he has been serving all cities and communities of Southern California.

Beginning in 1986, Guy received his Real Estate Salesperson license from the State of California and began originating real estate loans. 1994 he was approved by the California Department of Real Estate and Commissioner for a Broker License and began to perform that dual service of real estate brokerage and lending services. In 1997, he had a team of real estate agents and loan originators and opened a branch office for Realty Executives and Funders Mortgage in Northridge, California. As his office grew, a Luxury real estate company opportunity was offered, and in 1999, Guy started the Fred Sands Estate franchise with just five agents. 

In 2006, Guy became a Sotheby's International Realty Affiliate Office, and by the time he sold/merged this company in 2009 to Coldwell Banker, his Sotheby's International Realty Office had over 150 agents in the organization. His real estate company included mortgage, escrow, estates, commercial, relocation, and property management divisions, and it had grown to be ranked the number three office in its marketplace.

As past President of Fred Sands Affiliates, Guy worked alongside Mr. Fred Sands in developing and managing more than 20 remaining franchise offices after their acquisition by Coldwell Banker in 2001. In addition, he was a Regional Developer for two national real estate franchises, Nextage Realty and RealtyONEGroup, where he was responsible for developing and managing multiple real estate offices. And he was the Executive Vice-President of a group that formed Belaria Realty.

Being an owner of Luxury brands Fred Sands Estates and Sotheby's International Realty and a Broker Associate with Berkshire Hathaway HomeServices, Realty Executives Collection, and RealtyONEGroup | ONELuxe, Guy is well versed in Luxury real estate. 

He has also opened and managed branch offices for Realty Executives, RealtyONEGroup, and Funder's Mortgage Corporation of America, giving him experience in traditional real estate service models. Guy offers extensive expertise from starting, managing, and growing Fred Sands of Valencia, Fred Sands Affiliates, Vintage Sotheby's International Realty, West Coast Valencia Escrow, Orange Grove Financial, and Peninsula Property Management to managing his real estate team, Guy Arnone & Associates, for over 30 years.

He has represented principals in all facets of real estate brokerage, financing, property management, development, and real estate investing, as well as start-ups, growing, and managing offices into successful real estate companies.

  With over 20 years of experience in the real estate industry, Penny is a seasoned and results-driven professional with a proven track record in managing real estate operations, optimizing property performance, and driving business growth. 

As a dedicated Real Estate General Manager, she combines strategic vision with hands-on leadership to achieve outstanding results.

Penny has an extensive educational foundation from the California Department of Real Estate, the National Association of Realtors, the California Association of Realtors, and the Southland Association of Realtors have equipped her with a strong understanding of real estate principles, financial analysis, market trends, and brokerage strategies.

Throughout her career, she has held prominent roles within renowned real estate firms, where she has consistently demonstrated her expertise in managing a diverse portfolio of transactions, policies, technologies, and marketing, including residential, commercial properties, and mixed-use developments. 

As a General Manager in the Real Estate space, Penny has successfully overseen all aspects of real estate operations, encompassing property acquisitions, development, leasing, marketing, asset management, and property disposition.

She has developed and implemented comprehensive real estate strategies aligned with organizational goals and market dynamics.

Penny has a proven ability to lead and motivate high-performing teams, fostering a collaborative work environment and driving operational excellence. 

She has exceptional communication skills and excels in building strong relationships with stakeholders, including investors, clients, and vendors.

She is well-versed in real estate laws, regulations, and compliance standards, ensuring all properties under her management adhere to legal requirements and industry best practices.

Beyond Penny's professional achievements, she possesses an unwavering passion for real estate. 

She is deeply invested in the industry's evolution, constantly exploring innovative technologies, sustainability practices, and urban development trends to enhance property value and create meaningful impact.

As General Manager of Guy Arnone & Co., Penny brings knowledge, expertise, and a proven ability to drive success in the dynamic and ever-changing real estate landscape.

Home Purchases & Refinances

• Residential, investment, and commercial real estate
• Market trends
• Fixed & ARMs
• FHA, USDA & VA Loans
• Conventional & Jumbo
• Interest Only
• Private Money Financing

 Property Types

•  Condominium
• Co-Op
• Townhome
• Residential
• Estate
• Luxury
• 1-4 Units
• Multi-Residential  
• Commercial 
• Industrial
• Retail
• Office
• Land
• Mixed-Use
• Mobile | Manufactured
• Development
• Construction
• Investment

Loan Programs

15, 20, 25, and 30-year fixed Conventional Loans

5/1, 7/1, 10/1 Fixed, Interest Only, or Adjustable Rate Mortgage Programs

Alternative Documentation Programs

Reverse Mortgages

High Balance, Agency, and Jumbo

Hard Money Loan Programs

Up To 100% LTV "Flip" Financing

Home Equity Lines of Credit (HELOC)

FHA, 100% VA and USDA

Refinancing for a Lower Rate,

Shorter Term or Cash Out

Second Home and Vacation Home

Commercial, Retail, Office, Multi-Res, Industrial, and Land

2nd Trust Deeds, Private Capital, and SBA Financing

Construction and Building 

For over 30 years, Approved Capital Mortgage has provided real estate lending and financing solutions throughout California.

SPECIALTIES

Buyer's Agent - Listing Agent

Nationwide Relocation - Consulting

Having the right real estate agent means having an agent committed to helping you buy or sell your home with the highest level of expertise in your local market. 

This also means assisting you in understanding each step of the buying or selling process. 

This commitment level has helped me build a remarkable track record of delivering results.

Nothing is more exciting than the gratifying feeling I get from helping people meet their real estate needs. 

You can count on me to always do what's in your best interest. I pride myself on being honest, trustworthy, and knowledgeable in the real estate market. 

I know how important it is to find your dream home or get the best offer for your property. 

Therefore, I will make it my responsibility to help you achieve those goals.

Whether you are an experienced investor or a first-time buyer, I can help you find the property of your dreams.

I'm John Rademacher, and I would love to help you navigate your next real estate transaction.

Andrew is a dynamic and dedicated real estate agent passionate about helping clients achieve their homeownership dreams.

With a fresh perspective and a commitment to providing exceptional service, Andrew is quickly making a name for itself in the real estate industry.

Born and raised in a family with a deep appreciation for architecture and design, Andrew developed a keen eye for detail and a strong understanding of the local housing market. 

 Andrew decided to pursue a career as a real estate agent to combine his love for properties with his desire to assist others in finding their perfect home.

Known for his unwavering work ethic and client-centric approach, Andrew strives to make every transaction a seamless and enjoyable experience. 

Whether working with first-time buyers, seasoned investors, or individuals looking to sell their property, Andrew takes the time to understand his client's unique needs and preferences. 

By leveraging his market knowledge and cutting-edge marketing strategies, Andrew ensures his clients' properties receive maximum exposure in the competitive real estate market.

With excellent communication skills and a knack for negotiations, Andrew guides his clients through each step of the buying or selling process, providing them with the information they need to make well-informed decisions.

They prioritize open and honest communication, ensuring that clients are always kept up-to-date and empowered throughout the entire transaction.

Andrew's dedication extends beyond the closing of a deal. They believe in building long-lasting relationships with his clients, offering ongoing support and assistance after completing the transaction. 

By providing valuable resources and staying connected, it aims to be the go-to real estate professional for its clients' future real estate needs.

When not immersed in real estate, Andrew enjoys exploring the vibrant local community, discovering new architectural gems, and volunteering with organizations focusing on affordable housing initiatives. 

This commitment to giving back to the community further underscores Andrew's passion for the industry and his genuine desire to make a positive impact on the lives of others.

For unparalleled service, trusted guidance, and an unwavering commitment to his client's best interests, contact Andrew today. Whether you are buying, selling, or investing in real estate, they are ready to turn your dreams into reality.

 Our services are driven by our in-depth understanding of the Real Estate industry, backed by over 800 years of experience, and our passionate team of professionals. 

Delivering excellent customer experiences is our best competitive differentiator. You can call us your biggest fans. 

We leverage Alta Best Practices to ensure a well-trained and productive team of experts and operational success, ensuring customer satisfaction.

Escrow Options Group is a fully licensed corporation through the Department of Financial Protection and Innovation and offers a variety of escrow services.

We specialize in:

• Residential Purchases
• New Home Sales
• Foreclosure Sales
• Commercial & Industrial Real Estate
• Probate
• Manufactured/Mobile Homes
• Refinances
• Investment Properties
• Relocations
• Real Estate Owned (REO)
• Short Sales

 Nikki Maurer is a Vice President at Ticor Title Company of California. 

She has worked in the title industry since 2003.

Nikki helps her clients grow their businesses by providing marketing solutions and helping them close deals. Nikki’s ability to nurture relationships makes her successful at her job. 

 In addition to applying her 17 years of experience, Nikki stays well-versed in industry news and trends through her professional membership. 

She is an associate member of the Women’s Council of Realtors. Nikki also has a Bachelor’s de Communication Studies from the University of California, Santa Barbara.

 As a real estate compliance auditor is responsible for ensuring that real estate transactions, operations, and practices within a company or organization comply with relevant laws, regulations, and internal policies. 

The role involves conducting comprehensive audits and assessments to identify potential compliance issues, recommending corrective actions, and monitoring ongoing compliance efforts. 

The real estate compliance auditor plays a crucial role in mitigating legal and financial risks, promoting ethical practices, and maintaining the company's reputation. 

With a First American Home Warranty, you can eliminate the hassle of a hefty repair bill and finding a repair person. 

We'll assign a qualified technician who will contact you to set up an appointment to come to your home to diagnose, repair, or replace the covered item. 

 Natural Hazards - Covers Local City and County-level natural hazard disclosures from the General Plan Safety Element and the California-mandated earthquake, fire, and flood zones on the statutory "Natura" Hazard Disclosure Statement.” Also "addresses Former Military Ordnance Sites, Airport Influence Areas, Commercial & Industrial Usage, Megan’sMegan'soxic Mold Act, Radon.

California-mandated "Notice" of Special Tax" (for "Mello Roos Community Facilities Districts) and "Notice" of Special Assessment" (1915"Bond Act), as well as a detailed breakdown of all local taxes to help you fully satisfy statutory requirements and standard-of-care. 

Reports the results of a search of government records for sites of known environmental contamination on and near the subject property, such as leaking underground fuel tanks and contaminated landfills and industrial areas. Discloses underground transmission pipelines within 2,000 feet and additional disclosures and advisories. 

 I started Vine and State to provide real estate professionals, business owners, entrepreneurs, founders, and organizations with an easy solution to getting beautiful websites and custom marketing materials. 

I’ve worked in the real estate business for over ten years. My experience includes designing marketing packages at Marcus & Millichap for $10,000,000+ deals, to working on high-end branding campaigns at a real estate ad agency in 

Chicago and Los Angeles. 

Beautiful, custom-designed marketing materials to give your brand its unique voice so you can close more deals. I build clean, polished, marketing-focused designs to get you and your brand online and look its best.

  We partner with influential online leaders to ensure your property appears where buyers search. 

In today's competitive real estate market, offering strategic Internet exposure is vital in securing your desired price and selling your property. Research shows that 92% of buyers rely on the Internet for their search. 

When it comes to digital platforms, part of our online Digital Marketing Strategy (DMS) we syndicate with all leading real estate websites worldwide, including Zillow, Redfin, realtor.com, CoStar, Trulia, Homes.com, LoopNet HotPads.com, HomeFinder.com, and over 100 other real estate portals. 

In addition, it will skillfully highlight your property's most enticing features and capture stunning photographs to showcase your property with all the national real estate companies. We market your property to all, such as Coldwell Banker, Berkshire Hathaway HomeServices, Christie's, Century 21, RE/Max, Keller Williams, Sotheby's, ExP, and many others. 

From residential, commercial, and estate/luxury to land, our online Digital Marketing Strategy (DMS) offers extensive online exposure to ensure maximum visibility of your property while attracting more consumers.

   We combined our proprietary and comprehensive Digital Marketing Strategy (DMS) utilizing AI & ChatGPT for Real Estate. Our partners are some of the best in the real estate space, and our secret is boosting "Marketing Efficiency" for faster, more beautiful, and farther reach of views of your property! 

Statistics from real estate websites show that listings with virtual tours get clicked on 40% more than listings without virtual tours, and 49% More qualified leads come from 3D virtual tours.- RISMedia

Back At You Media - Social Media Marketing

Stay a step ahead of your competition by canvassing your market with automation of your properties with expertly-crafted content utilizing the latest marketing strategies of Digital Advertising on Instagram, Facebook, YouTube, LinkedIn, and Twitter! Wherever your audience spends their time, they’ll see you! 

Property Websites

Social Media Post

Hommati - Photography & Videography

Utilizing this technology means that potential buyers can tour a home from anywhere, at their own pace, 24 hours a day, seven days a week. 

Technology has completely transformed the online home shopping experience by introducing 3D virtual tours, Aerial footage, professional photography, and videography. 

Buyers can now tour a home from anywhere at any time before they ever step inside. They can move throughout the space as they wish and turn to look in any direction. 

This includes looking up to see light fixtures on the ceiling and looking down to see flooring. They can even walk up to the home's windows to see the view outside. 

These immersive tours can be taken on a computer, iPad, tablet, or smartphone with access to the internet. This experience is far beyond simply looking at photos. 

Aerial Property Tour

Property Video

3D Home Tour

Virtual Picture Tour

YouTube Signature Listing

Property HD Photos

Floor Plan with Measurements

Syndicated to Real Estate Portals

RoomVu - Content Creation & Publication

Roomvu is the pioneer in Real Estate Video Marketing for Agents, Backed by the National Association of Realtors. It generates HYPER LOCAL & Relevant Videos for your Social Media, Ads, and Email Campaigns. 

They post 5x / WK on all your socials, giving you visibility and positioning you as a market leader. We use content to funnel every aspect of Digital Marketing. From Social Media to Digital Ads and Email Marketing.

Real Estate Stats

Home Buyers Tips

Strategies For Pricing Your Home

Selected for National Association of REALTORS® Second Century Ventures Inaugural REACH Canada Portfolio.